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Modern Family Home

Acreage & Rural Property Guide

The Complete Guide to Buying Land, Ranches, and Rural Homes

Buying rural property is different from buying suburban homes. This guide outlines everything you need to know.

Key Considerations

1. Wells

 

  • Water quality

  • Gallons per minute (GPM)

  • Pump condition

  • Well depth


2. Septic Systems

  • Age

  • System type

  • Permit records

  • Tank condition

  • Leach field health


3. Zoning
Agricultural, equestrian, or residential zoning impacts:

 

  • Animals allowed

  • Building additions

  • Outbuildings

  • Farming activities
     

Land Use & Structures

  • Barns

  • Arenas

  • Workshops

  • RV storage

  • Fencing & cross-fencing

Inspections Needed

  • Well inspection

  • Septic inspection

  • Termite

  • Roof & structural

  • Property line surveys

  • Soil tests (when needed)

Rural Financing Considerations

  • Larger down payments

  • Land loan options

  • Appraisal differences

  • USDA grants/loans

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